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Buying Services for Huntsville and Madison Home Buyers
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 Congratulations! You have decided to purchase a home, or are thinking about buying one. The 2009 first time home Buyers tax credit of up to $8000 may apply to you! Give us a call to see if you qualify. Advantages of owning a home: Building equity Saving for the future Creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.
In the following reports, you'll find the information you need to make a wise buying decision. We can take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving. Do you have a real estate question I can help you with? - I will get back to you as quickly as possible.
- Want to know about a property that has already sold or is on the market?
- Questions about neighborhoods and amenities?
- Interested in local market trends?
- Specific questions about contracts, home inspections and the closing process?
It's totally FREE and no obligation. Contact me with you questions. Buying a home in Huntsville, Madison, Athens or Decatur, Alabama. Below, select desired reports and complete the form provided.
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Avoid Common Buyer Errors
Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
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But Do You Need It
Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.
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Buying Your First Home
Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
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The Right Home at the Right Price
This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
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Johnna's Home Buying Tips
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Three Important things to Remember Hint By Johnna I once had a client moving to the area from the Northeast (about a 10 hour drive). There home was priced in the $450,000 range and sold in about 6 months time. The home sellers wished to buy a home in the $350,000 range. The husband and wife made several trips to look at homes, fell in love with one, made an offer, had an inspection. But they neglected the most important part, securing a loan. They planned on using the bank they had always done business with but failed to inform them of their relocation plans. Because of a recent employment change they were unable to secure a loan, they tried with several lenders. Imagine their embarrassment, not to mention the time and expense to travel and stay in a hotel, and pay for an inspection. #1 I suggest you always get loan pre-approval. This helps you, narrow the search to homes in your price range, and get a good estimate from the lender of what your total monthly cost will be including taxes and insurance, how much a down payment you will need, and the associated closing cost. There are different loan programs to suit Buyers needs. This helps me as your Realtor to structure an offer to best suit your needs. #2 I suggest you find out what criteria you must meet to obtain a loan. If you have recently changed jobs, how long must you be at a new job before you quality for a new loan? #3 I suggest you make no new financial commitments such as a new car purchase or co-signing a loan until after you purchase your home. This may alter your ability to qualify for a loan. Contact me for a list of lenders in the area to help you make your dreams a reality. 256-694-4547 |
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